{"id":230,"date":"2026-04-13T07:48:34","date_gmt":"2026-04-13T07:48:34","guid":{"rendered":"https:\/\/cjlp.newdun-projekty.pl\/?page_id=230"},"modified":"2026-04-22T10:23:13","modified_gmt":"2026-04-22T10:23:13","slug":"cj-legal-2","status":"publish","type":"page","link":"https:\/\/cjlp.newdun-projekty.pl\/","title":{"rendered":"CJ Legal"},"content":{"rendered":"<div class=\"kb-row-layout-wrap kb-row-layout-idtwentytwentyfive__page_569d7b-24 alignnone kb-v-sm-hidden kt-row-has-bg sticky-header wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle\">\n\n<div class=\"wp-block-kadence-column kadence-columntwentytwentyfive__page_386b31-0b kb-section-dir-horizontal divid-navi\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image230_75dcdd-9c size-full image-is-svg\"><img decoding=\"async\" src=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/C-5-3-cropped.svg\" alt=\"\" class=\"kb-img wp-image-383\"\/><\/figure>\n\n\n<div class=\"wp-block-kadence-navigation325-cpt-id kb-nav-desktop-horizontal-layout-standard kb-nav-tablet-horizontal-layout-standard kb-nav-mobile-horizontal-layout-standard navigation-desktop-layout-fill-stretch-false navigation-tablet-layout-fill-stretch-false navigation-mobile-layout-fill-stretch-false navigation-desktop-orientation-horizontal navigation-tablet-orientation-horizontal navigation-mobile-orientation-horizontal wp-block-kadence-navigation\" data-scroll-spy=\"\"><nav class=\"navigation navigation-desktop-style-standard navigation-tablet-style-standard navigation-mobile-style-standard navigation-desktop-dropdown-animation-none navigation-tablet-dropdown-animation-none navigation-mobile-dropdown-animation-none navigation-desktop-collapse-sub-menus-true navigation-tablet-collapse-sub-menus-true navigation-mobile-collapse-sub-menus-true navigation-desktop-parent-toggles-menus-false navigation-tablet-parent-toggles-menus-false navigation-mobile-parent-toggles-menus-false navigation-desktop-parent-active-false navigation-tablet-parent-active-false navigation-mobile-parent-active-false\"><div class=\"menu-container\"><ul class=\"kb-navigation menu collapse-sub-nav-desktop-true collapse-sub-nav-tablet-true collapse-sub-nav-mobile-true\">\n<li class=\"wp-block-kadence-navigation-link kb-nav-link-230_736948-9d menu-item\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"#dlaczego-warto\">DLACZEGO WARTO<\/a><\/div><\/li>\n\n<li class=\"wp-block-kadence-navigation-link kb-nav-link-230_d7e7b8-d3 menu-item\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"#proces\">PROCES<\/a><\/div><\/li>\n\n<li class=\"wp-block-kadence-navigation-link kb-nav-link-230_0bc681-7e menu-item\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"#uslugi\">US\u0141UGI<\/a><\/div><\/li>\n\n<li class=\"wp-block-kadence-navigation-link kb-nav-link-230_bcc0ce-c3 menu-item\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"#opinie\">OPINIE<\/a><\/div><\/li>\n\n<li class=\"wp-block-kadence-navigation-link kb-nav-link-230_e92fe7-a5 menu-item\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"#faq\">FAQ<\/a><\/div><\/li>\n\n<li class=\"wp-block-kadence-navigation-link kb-nav-link-exyst0462 menu-item\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"#o-nas\">O NAS<\/a><\/div><\/li>\n\n<li class=\"wp-block-kadence-navigation-link kb-nav-link-230_76697e-5f menu-item\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"#kontakt\">KONTAKT<\/a><\/div><\/li>\n<\/ul><\/div><\/nav><\/div>\n\n\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns230_29e528-7e bbt-im\"><a class=\"kb-button kt-button button kb-btn230_1b6db8-02 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-true pulse-btn wp-block-kadence-singlebtn\" href=\"tel:+48%20576%20558%20072\"><span class=\"kt-btn-inner-text\">ZADZWO\u0143 TERAZ<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_ed5576-4b alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle\">\n\n<div class=\"wp-block-kadence-column kadence-column230_1e6d74-d7\" data-aos=\"fade-up\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"kt-adv-heading230_1dba39-b1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_1dba39-b1\">Pozb\u0105d\u017a si\u0119 zad\u0142u\u017cenia <br>i <mark true=\"true\" class=\"kt-highlight\">zacznij od nowa<\/mark> <br>z profesjonalnym wsparciem.<\/h2>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_0cbb58-9c\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_bac659-e6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_bac659-e6\"><br>Pomagamy wyj\u015b\u0107 z zad\u0142u\u017cenia i odzyska\u0107 spok\u00f3j. Skutecznie, dyskretnie i bez zb\u0119dnych formalno\u015bci. Wspieramy w upad\u0142o\u015bci konsumenckiej oraz odd\u0142u\u017caniu, niezale\u017cnie od Twojej sytuacji.<br><br>Mamy do\u015bwiadczenie, by dzia\u0142a\u0107 szybko i skutecznie. Wype\u0142nij formularz i sprawd\u017a swoj\u0105 sytuacj\u0119, a my skontaktujemy si\u0119 z Tob\u0105 i poka\u017cemy mo\u017cliwe rozwi\u0105zania.<br><br><\/p>\n\n\n\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns230_7cb727-9d bbt-im\"><a class=\"kb-button kt-button button kb-btn230_321395-26 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-true pulse-btn wp-block-kadence-singlebtn\" href=\"tel:+48%20509%20869%20815\"><span class=\"kt-btn-inner-text\">ZADZWO\u0143 TERAZ &#8211; PIERWSZA ANALIZA BEZP\u0141ATNA!<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_39d7b6-c7\" data-aos=\"fade-up\" data-aos-delay=\"50\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-column kadence-column230_781d27-12\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_cf128b-19 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_cf128b-19\">KWALIFIKACJA WST\u0118PNA<\/p>\n\n\n\n<h2 class=\"kt-adv-heading230_828a54-2e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_828a54-2e\">Sprawd\u017a, czy mo\u017cesz og\u0142osi\u0107&nbsp;upad\u0142o\u015b\u0107 konsumenck\u0105<\/h2>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_a961f3-52 contact-form-mp\"><div class=\"kt-inside-inner-col\"><div id=\"forminator-quiz-leads-264\" class=\"forminator-ui forminator-quiz-leads forminator-quiz--list\" data-design=\"default\" data-color-option=\"default\" data-spacing=&quot;default&quot; data-alignment=&quot;left&quot;><div class=\"forminator-quiz-intro\">\n\t\t\n\t\t\n\t\t\t\t\t<div class=\"forminator-quiz--description\"><p style=\"font-weight: 600;color: #2b3d4f;text-align: center !important;font-size: 24px !important\">Podaj poni\u017csze dane a nast\u0119pnie sprawd\u017a, <mark style=\"color: #ba9e60 !important;background-color: transparent !important;font-weight: 600\"> czy mo\u017cesz og\u0142osi\u0107<\/mark> upad\u0142o\u015b\u0107<\/p><\/div>\n\t\t\n\t\t<\/div><form\n\t\t\t\tid=\"forminator-module-264\"\n\t\t\t\tclass=\"forminator-ui forminator-quiz forminator-quiz-264 forminator-quiz--list forminator-design--default  \"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"264\"\n\t\t\t\t data-color-option=\"default\" data-design=\"default\" data-quiz=\"knowledge\" aria-live=\"polite\" data-spacing=\"default\" data-alignment=\"left\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"6a1bfc788cac7\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error forminator-hidden\"><\/div><div role=\"tabpanel\" id=\"forminator-custom-form-264--page-0\" class=\"forminator-pagination forminator-hidden\" aria-labelledby=\"forminator-custom-form-264--page-0-label\" data-step=\"0\" data-label=\"Page 0\"><div class=\"forminator-pagination--content\">\n\t\t<div\n\t\t\ttabindex=\"0\"\n\t\t\trole=\"checkbox\"\n\t\t\tid=\"question-5418-4327\"\n\t\t\tclass=\"forminator-question\"\n\t\t\tdata-multichoice=\"false\"\n\t\t\taria-labelledby=\"question-5418-4327-label\"\n\t\t\taria-describedby=\"question-5418-4327-description\"\n\t\t\taria-required=\"true\"\n\t\t>\n\n\t\t\t<span id=\"question-5418-4327-label\" class=\"forminator-legend\">Czy Twoje d\u0142ugi przekraczaj\u0105 Twoje mo\u017cliwo\u015bci sp\u0142aty?<\/span><div class=\"forminator-question--description\"><p>Nie musisz zna\u0107 dok\u0142adnych kwot \u2014 zaufaj swojemu odczuciu.<\/p><\/div>\n\t\t\t\n\t\t\t\t\t<label for=\"question-5418-4327-0-6a1bfc788e42a\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-5418-4327-0]\"\n\t\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\t\tid=\"question-5418-4327-0-6a1bfc788e42a\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-5418-4327-0-6a1bfc788e42a\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Tak \u2014 nie jestem w stanie sp\u0142aca\u0107 rat na bie\u017c\u0105co<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t\t\t<label for=\"question-5418-4327-1-6a1bfc788e42a\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-5418-4327-1]\"\n\t\t\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\t\t\tid=\"question-5418-4327-1-6a1bfc788e42a\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-5418-4327-1-6a1bfc788e42a\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Mam zaleg\u0142o\u015bci, ale staram si\u0119 jako\u015b wi\u0105za\u0107 koniec z ko\u0144cem<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t\t\t<label for=\"question-5418-4327-2-6a1bfc788e42a\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-5418-4327-2]\"\n\t\t\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\t\t\tid=\"question-5418-4327-2-6a1bfc788e42a\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-5418-4327-2-6a1bfc788e42a\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Nie \u2014 radz\u0119 sobie ze sp\u0142atami<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t<span id=\"question-5418-4327-description\" class=\"forminator-question--result\"><\/span>\n\n\t\t<\/div>\n\t\t<\/div><\/div><div role=\"tabpanel\" id=\"forminator-custom-form-264--page-1\" class=\"forminator-pagination forminator-hidden\" aria-labelledby=\"forminator-custom-form-264--page-1-label\" data-step=\"1\" data-label=\"Page 1\"><div class=\"forminator-pagination--content\">\n\t\t<div\n\t\t\ttabindex=\"0\"\n\t\t\trole=\"checkbox\"\n\t\t\tid=\"question-8278-2018\"\n\t\t\tclass=\"forminator-question\"\n\t\t\tdata-multichoice=\"true\"\n\t\t\taria-labelledby=\"question-8278-2018-label\"\n\t\t\taria-describedby=\"question-8278-2018-description\"\n\t\t\taria-required=\"true\"\n\t\t>\n\n\t\t\t<span id=\"question-8278-2018-label\" class=\"forminator-legend\">Sk\u0105d pochodz\u0105 Twoje d\u0142ugi?<\/span><div class=\"forminator-question--description\"><div class=\"q-hint\">Mo\u017cesz zaznaczy\u0107 wi\u0119cej ni\u017c jedn\u0105 odpowied\u017a.<\/div><\/div>\n\t\t\t\n\t\t\t\t\t<label for=\"question-8278-2018-0-6a1bfc788e49e\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-8278-2018-0]\"\n\t\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\t\tid=\"question-8278-2018-0-6a1bfc788e49e\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-8278-2018-0-6a1bfc788e49e\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Kredyty lub po\u017cyczki bankowe<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t\t\t<label for=\"question-8278-2018-1-6a1bfc788e49e\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-8278-2018-1]\"\n\t\t\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\t\t\tid=\"question-8278-2018-1-6a1bfc788e49e\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-8278-2018-1-6a1bfc788e49e\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Chwil\u00f3wki lub po\u017cyczki pozabankowe<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t\t\t<label for=\"question-8278-2018-2-6a1bfc788e49e\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-8278-2018-2]\"\n\t\t\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\t\t\tid=\"question-8278-2018-2-6a1bfc788e49e\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-8278-2018-2-6a1bfc788e49e\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Karty kredytowe lub debety<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t\t\t<label for=\"question-8278-2018-3-6a1bfc788e49e\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-8278-2018-3]\"\n\t\t\t\t\t\t\tvalue=\"3\"\n\t\t\t\t\t\t\tid=\"question-8278-2018-3-6a1bfc788e49e\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-8278-2018-3-6a1bfc788e49e\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Alimenty lub nale\u017cno\u015bci wobec ZUS\/US<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t\t\t<label for=\"question-8278-2018-4-6a1bfc788e49e\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-8278-2018-4]\"\n\t\t\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\t\t\tid=\"question-8278-2018-4-6a1bfc788e49e\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-8278-2018-4-6a1bfc788e49e\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Inne d\u0142ugi (czynsz, faktury, po\u017cyczki prywatne)<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t<span id=\"question-8278-2018-description\" class=\"forminator-question--result\"><\/span>\n\n\t\t<\/div>\n\t\t<\/div><\/div><div role=\"tabpanel\" id=\"forminator-custom-form-264--page-2\" class=\"forminator-pagination forminator-hidden\" aria-labelledby=\"forminator-custom-form-264--page-2-label\" data-step=\"2\" data-label=\"Page 2\"><div class=\"forminator-pagination--content\">\n\t\t<div\n\t\t\ttabindex=\"0\"\n\t\t\trole=\"checkbox\"\n\t\t\tid=\"question-7565-3394\"\n\t\t\tclass=\"forminator-question\"\n\t\t\tdata-multichoice=\"false\"\n\t\t\taria-labelledby=\"question-7565-3394-label\"\n\t\t\taria-describedby=\"question-7565-3394-description\"\n\t\t\taria-required=\"true\"\n\t\t>\n\n\t\t\t<span id=\"question-7565-3394-label\" class=\"forminator-legend\">Czy jeste\u015b lub by\u0142e\u015b przedsi\u0119biorc\u0105?<\/span><div class=\"forminator-question--description\"><p>Nawet zamkni\u0119ta dzia\u0142alno\u015b\u0107 mo\u017ce wp\u0142ywa\u0107 na przebieg procesu.<\/p><\/div>\n\t\t\t\n\t\t\t\t\t<label for=\"question-7565-3394-0-6a1bfc788e4f8\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-7565-3394-0]\"\n\t\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\t\tid=\"question-7565-3394-0-6a1bfc788e4f8\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-7565-3394-0-6a1bfc788e4f8\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Nie, nigdy nie prowadzi\u0142em dzia\u0142alno\u015bci<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t\t\t<label for=\"question-7565-3394-1-6a1bfc788e4f8\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-7565-3394-1]\"\n\t\t\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\t\t\tid=\"question-7565-3394-1-6a1bfc788e4f8\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-7565-3394-1-6a1bfc788e4f8\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Tak, ale firm\u0119 ju\u017c zamkn\u0105\u0142em<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t\t\t<label for=\"question-7565-3394-2-6a1bfc788e4f8\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-7565-3394-2]\"\n\t\t\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\t\t\tid=\"question-7565-3394-2-6a1bfc788e4f8\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-7565-3394-2-6a1bfc788e4f8\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Tak, nadal prowadz\u0119 dzia\u0142alno\u015b\u0107<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t<span id=\"question-7565-3394-description\" class=\"forminator-question--result\"><\/span>\n\n\t\t<\/div>\n\t\t<\/div><\/div><div role=\"tabpanel\" id=\"forminator-custom-form-264--page-3\" class=\"forminator-pagination forminator-hidden\" aria-labelledby=\"forminator-custom-form-264--page-3-label\" data-step=\"3\" data-label=\"Page 3\"><div class=\"forminator-pagination--content\">\n\t\t<div\n\t\t\ttabindex=\"0\"\n\t\t\trole=\"checkbox\"\n\t\t\tid=\"question-9985-9148\"\n\t\t\tclass=\"forminator-question\"\n\t\t\tdata-multichoice=\"false\"\n\t\t\taria-labelledby=\"question-9985-9148-label\"\n\t\t\taria-describedby=\"question-9985-9148-description\"\n\t\t\taria-required=\"true\"\n\t\t>\n\n\t\t\t<span id=\"question-9985-9148-label\" class=\"forminator-legend\">Jak d\u0142ugo trwa Twoja trudna sytuacja finansowa?<\/span><div class=\"forminator-question--description\"><p>Czas trwania problem\u00f3w wp\u0142ywa na mo\u017cliwo\u015bci i szybko\u015b\u0107 procesu.<\/p><\/div>\n\t\t\t\n\t\t\t\t\t<label for=\"question-9985-9148-0-6a1bfc788e53e\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-9985-9148-0]\"\n\t\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\t\tid=\"question-9985-9148-0-6a1bfc788e53e\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-9985-9148-0-6a1bfc788e53e\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Kr\u00f3cej ni\u017c rok<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t\t\t<label for=\"question-9985-9148-1-6a1bfc788e53e\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-9985-9148-1]\"\n\t\t\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\t\t\tid=\"question-9985-9148-1-6a1bfc788e53e\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-9985-9148-1-6a1bfc788e53e\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Od 1 do 3 lat<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t\t\t<label for=\"question-9985-9148-2-6a1bfc788e53e\" class=\"forminator-answer forminator-only--text\">\n\n\t\t\t\t\t\t<input\n\t\t\t\t\t\t\ttype=\"checkbox\"\n\t\t\t\t\t\t\tname=\"answers[question-9985-9148-2]\"\n\t\t\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\t\t\tid=\"question-9985-9148-2-6a1bfc788e53e\"\n\t\t\t\t\t\t\tclass=\"\"\n\t\t\t\t\t\t\/>\n\n\t\t\t\t\t\t<span class=\"forminator-answer--design\" for=\"question-9985-9148-2-6a1bfc788e53e\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"forminator-answer--status\" aria-hidden=\"true\"><\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"forminator-answer--name\">Ponad 3 lata<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\n\t\t\t<span id=\"question-9985-9148-description\" class=\"forminator-question--result\"><\/span>\n\n\t\t<\/div>\n\t\t<\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div role=\"tabpanel\" id=\"forminator-custom-form-264--page-4\" class=\"forminator-pagination forminator-hidden\" aria-labelledby=\"forminator-custom-form-264--page-4-label\" data-step=\"4\" data-label=\"Page 4\"><div class=\"forminator-pagination--content\"><div class=\"forminator-quiz--result\"><button class=\"forminator-button forminator-button-submit  forminator-pagination-submit\" data-loading=\"Calculating Result\" >Sprawdzam<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"00c8ba56cc\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F230\" \/><input type=\"hidden\" name=\"has_lead\" value=\"1\"><input type=\"hidden\" name=\"form_id\" value=\"264\"><input type=\"hidden\" name=\"page_id\" value=\"230\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/cjlp.newdun-projekty.pl\/\"><input type=\"hidden\" name=\"entry_id\" value=\"\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_quizzes\" \/><\/form><div class=\"forminator-ui forminator-custom-form forminator-custom-form-263 forminator-design--default forminator-custom forminator_ajax forminator-leads-form\" data-forminator-render=\"0\" data-form=\"forminator-module-263\" data-uid=\"6a1bfc788e686\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-263\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-263 forminator-design--default forminator-custom forminator_ajax forminator-leads-form\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"263\"\n\t\t\t\t data-color-option=\"theme\" data-design=\"default\" data-grid=\"custom\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"6a1bfc788e686\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-12 \"><div class=\"forminator-field\"><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"Telefon kontaktowy\" id=\"forminator-field-phone-1_6a1bfc788e686\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"email-1\" class=\"forminator-field-email forminator-col forminator-col-12 \"><div class=\"forminator-field\"><input type=\"email\" name=\"email-1\" value=\"\" placeholder=\"Adres email\" id=\"forminator-field-email-1_6a1bfc788e686\" class=\"forminator-input forminator-email--field\" data-required=\"true\" aria-required=\"true\" autocomplete=\"email\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"name-1\" class=\"forminator-field-name forminator-col forminator-col-12 \"><div class=\"forminator-field\"><input type=\"text\" name=\"name-1\" value=\"\" placeholder=\"Imi\u0119\" id=\"forminator-field-name-1_6a1bfc788e686\" class=\"forminator-input forminator-name--field\" aria-required=\"true\" autocomplete=\"name\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"consent-1\" class=\"forminator-field-consent forminator-col forminator-col-12 \"><div class=\"forminator-field\"><div class=\"forminator-checkbox__wrapper\"><label id=\"forminator-field-consent-1_6a1bfc788e686__label\" class=\"forminator-checkbox forminator-consent\"><input type=\"checkbox\" name=\"consent-1\" id=\"forminator-field-consent-1_6a1bfc788e686\" value=\"checked\" aria-labelledby=\"forminator-field-consent-1_6a1bfc788e686-label\" aria-describedby=\"forminator-field-consent-1_6a1bfc788e686__description\" data-required=\"true\" aria-required=\"true\" \/><span class=\"forminator-checkbox-box\" aria-hidden=\"true\"><\/span><\/label><div id=\"forminator-field-consent-1_6a1bfc788e686__description\" class=\"forminator-checkbox__label forminator-consent__label\"><p>Wyra\u017cam zgod\u0119 na przetwarzanie moich danych osobowych zgodnie z polityk\u0105 prywatno\u015bci.<\/p><\/div><\/div><\/div><\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit forminator-quiz-start\">Rozpocznij<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"96e3d76090\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F230\" \/><input type=\"hidden\" name=\"form_id\" value=\"263\"><input type=\"hidden\" name=\"page_id\" value=\"230\"><input type=\"hidden\" name=\"form_type\" value=\"leads\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/cjlp.newdun-projekty.pl\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"lead_quiz\" value=\"264\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><\/form><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_3c959a-92\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_73acbd-cf wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_73acbd-cf\">Porozmawiaj <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-custom-main-color\">z nami<\/mark><\/p>\n\n\n\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items230_5785c7-9a kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-230_9b4cc6-8f kt-svg-icon-list-style-stacked\"><a href=\"tel: 576 558 072\" class=\"kt-svg-icon-link\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_phoneCall kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M15.05 5A5 5 0 0 1 19 8.95M15.05 1A9 9 0 0 1 23 8.94m-1 7.98v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">+48 576 558 072<\/span><\/a><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_070418-d4 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle\">\n\n<div class=\"wp-block-kadence-column kadence-column230_de5516-b0\" data-aos=\"fade-up\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_3b67c1-8a\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image230_71e91c-98 size-full\" data-aos=\"fade-up\"><img loading=\"lazy\" decoding=\"async\" width=\"72\" height=\"72\" src=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/Icon-Box-4.png\" alt=\"\" class=\"kb-img wp-image-127\"\/><\/figure>\n\n\n\n<h2 class=\"kt-adv-heading230_987843-16 text-size-2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_987843-16\" data-aos=\"fade-up\" data-aos-delay=\"50\">Masz do\u015b\u0107 \u017cycia pod presj\u0105 d\u0142ug\u00f3w?<\/h2>\n\n\n\n<p class=\"kt-adv-heading230_670ccd-62 text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_670ccd-62\" data-aos=\"fade-up\" data-aos-delay=\"50\">Rosn\u0105ce zobowi\u0105zania, telefony od wierzycieli, zaj\u0119cia komornicze \u2013 to codzienno\u015b\u0107 wielu os\u00f3b, kt\u00f3re znalaz\u0142y si\u0119 w spirali zad\u0142u\u017cenia. Cz\u0119sto pojawia si\u0119 stres, bezsilno\u015b\u0107 i brak wiedzy, od czego w og\u00f3le zacz\u0105\u0107<\/p>\n\n\n\n<p class=\"kt-adv-heading230_75c033-ef text-size-3 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_75c033-ef\" data-aos=\"fade-up\" data-aos-delay=\"100\">Brak dzia\u0142ania tylko pog\u0142\u0119bia problem \u2013 odsetki rosn\u0105, sytuacja si\u0119 komplikuje, a wyj\u015bcie z d\u0142ug\u00f3w wydaje si\u0119 coraz trudniejsze.<\/p>\n\n\n\n<h2 class=\"kt-adv-heading230_2d78b5-93 text-size-2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_2d78b5-93\" data-aos=\"fade-up\" data-aos-delay=\"150\">Nie musisz radzi\u0107 sobie z tym sam.<\/h2>\n\n\n\n<p class=\"kt-adv-heading230_965f9c-b7 text-size-3 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_965f9c-b7\" data-aos=\"fade-up\" data-aos-delay=\"150\">Pomagamy przej\u015b\u0107 przez proces odd\u0142u\u017cenia i upad\u0142o\u015bci konsumenckiej krok po kroku \u2013 jasno, bezpiecznie i z pe\u0142nym wsparciem. Sprawdzimy Twoj\u0105 sytuacj\u0119 i poka\u017cemy realne mo\u017cliwo\u015bci wyj\u015bcia z d\u0142ug\u00f3w.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_32a6e8-e0 alignnone kt-row-has-bg form-z-ind wp-block-kadence-rowlayout\" id=\"dlaczego-warto\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_cac092-c8\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"kt-adv-heading230_f74649-71 text-size-2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_f74649-71\" data-aos=\"fade-up\">Dlaczego <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-custom-main-color\">warto skorzysta\u0107<\/mark> z naszej pomocy?<\/h2>\n\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_76f04a-3e alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_a6da0d-e7 img-bg-left\" data-aos=\"fade-up\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image230_235489-d9 size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/loan.png\" alt=\"\" class=\"kb-img wp-image-368\"\/><\/figure>\n\n\n\n<h2 class=\"kt-adv-heading230_e76e23-a9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_e76e23-a9\">Realna szansa na odd\u0142u\u017cenie<\/h2>\n\n\n\n<p class=\"kt-adv-heading230_0e32e0-91 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_0e32e0-91\">Dok\u0142adnie analizujemy Twoj\u0105 sytuacj\u0119 finansow\u0105 i wskazujemy dost\u0119pne rozwi\u0105zania prawne, kt\u00f3re mog\u0105 prowadzi\u0107 do skutecznego odd\u0142u\u017cenia. Nie dzia\u0142amy schematycznie \u2013 ka\u017cd\u0105 spraw\u0119 traktujemy indywidualnie, aby zwi\u0119kszy\u0107 szanse na pozytywne rozstrzygni\u0119cie.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_7aa9a6-c1 img-bg-left\" data-aos=\"fade-up\" data-aos-delay=\"50\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image230_db368e-7b size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/money-bag-3.png\" alt=\"\" class=\"kb-img wp-image-366\"\/><\/figure>\n\n\n\n<h2 class=\"kt-adv-heading230_77611f-91 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_77611f-91\">Wstrzymanie egzekucji komorniczych<\/h2>\n\n\n\n<p class=\"kt-adv-heading230_f78e5b-42 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_f78e5b-42\">Podejmujemy dzia\u0142ania, kt\u00f3re mog\u0105 doprowadzi\u0107 do zatrzymania egzekucji i ograniczenia dalszych konsekwencji zad\u0142u\u017cenia. Dzi\u0119ki temu zyskujesz przestrze\u0144 i czas na uporz\u0105dkowanie swojej sytuacji finansowej bez ci\u0105g\u0142ej presji.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_144197-a0 img-bg-left\" data-aos=\"fade-up\" data-aos-delay=\"100\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image230_d7d4fd-75 size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/stats.png\" alt=\"\" class=\"kb-img wp-image-369\"\/><\/figure>\n\n\n\n<h2 class=\"kt-adv-heading230_7b175b-13 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_7b175b-13\">Nowy start finansowy<\/h2>\n\n\n\n<p class=\"kt-adv-heading230_e9613c-2b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_e9613c-2b\">Upad\u0142o\u015b\u0107 konsumencka to realna mo\u017cliwo\u015b\u0107 rozpocz\u0119cia \u017cycia bez d\u0142ug\u00f3w i odzyskania kontroli nad codziennym funkcjonowaniem. Pomagamy przej\u015b\u0107 przez ten proces w spos\u00f3b uporz\u0105dkowany i zrozumia\u0142y, aby\u015b m\u00f3g\u0142 spokojnie patrze\u0107 w przysz\u0142o\u015b\u0107.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_4973ce-74 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_739431-be img-bg-left\" data-aos=\"fade-up\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image230_3b8f58-ea size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"120\" src=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/Frame-2.png\" alt=\"\" class=\"kb-img wp-image-149\"\/><\/figure>\n\n\n\n<h2 class=\"kt-adv-heading230_d1a1da-db wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_d1a1da-db\">Pe\u0142ne wsparcie na ka\u017cdym etapie<\/h2>\n\n\n\n<p class=\"kt-adv-heading230_e0045a-21 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_e0045a-21\">Od pierwszego kontaktu a\u017c do zako\u0144czenia sprawy jeste\u015bmy z Tob\u0105 \u2013 t\u0142umaczymy procedury, przygotowujemy dokumenty i odpowiadamy na wszystkie pytania. Dzi\u0119ki temu nie musisz samodzielnie mierzy\u0107 si\u0119 ze skomplikowanymi formalno\u015bciami.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_4246d3-68 img-bg-left\" data-aos=\"fade-up\" data-aos-delay=\"50\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image230_58af8e-6a size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/customer-support-1.png\" alt=\"\" class=\"kb-img wp-image-371\"\/><\/figure>\n\n\n\n<h2 class=\"kt-adv-heading230_89b6b6-12 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_89b6b6-12\">Szybka i zdalna obs\u0142uga<\/h2>\n\n\n\n<p class=\"kt-adv-heading230_47744d-2d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_47744d-2d\">Dzia\u0142amy sprawnie i elastycznie, umo\u017cliwiaj\u0105c obs\u0142ug\u0119 ca\u0142ego procesu bez konieczno\u015bci wizyt osobistych. Oszcz\u0119dzasz czas, unikasz stresu i mo\u017cesz skupi\u0107 si\u0119 na najwa\u017cniejszych sprawach, podczas gdy my zajmujemy si\u0119 reszt\u0105.<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-kadence-column kadence-column230_951be5-22\" id=\"proces\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-column kadence-column230_271bd8-78\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"kt-adv-heading230_4ddd29-53 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_4ddd29-53\" data-aos=\"fade-up\">Proces wsp\u00f3\u0142pracy \u2013 od <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-custom-main-color\">decyzji<\/mark> do <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-custom-main-color\">realizacji<\/mark><\/h2>\n\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_7ce7d5-36 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_b9f1e7-42\" data-aos=\"fade-up\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_3d4a16-d4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_3d4a16-d4\">01<\/p>\n\n\n\n<p class=\"kt-adv-heading230_40ab92-70 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_40ab92-70\">KROK<\/p>\n\n\n\n<h3 class=\"kt-adv-heading230_2fe888-d2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_2fe888-d2\">Wst\u0119pna analiza sytuacji<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_ee0bc8-4c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_ee0bc8-4c\">Wype\u0142nij kr\u00f3tki formularz lub skontaktuj si\u0119 z nami. Na tej podstawie dokonamy wst\u0119pnej oceny Twojej sytuacji finansowej i sprawdzimy mo\u017cliwo\u015bci odd\u0142u\u017cenia.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_9480a4-f8\" data-aos=\"fade-up\" data-aos-delay=\"50\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_6cda00-d3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_6cda00-d3\">02<\/p>\n\n\n\n<p class=\"kt-adv-heading230_ad937b-f5 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_ad937b-f5\">KROK<\/p>\n\n\n\n<h3 class=\"kt-adv-heading230_d103cb-74 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_d103cb-74\">Kontakt z ekspertem<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_9ab556-9d wp-block-kadence-advancedheading has-custom-kolor-2-color has-text-color\" data-kb-block=\"kb-adv-heading230_9ab556-9d\">Nasz specjalista skontaktuje si\u0119 z Tob\u0105, aby om\u00f3wi\u0107 szczeg\u00f3\u0142y, odpowiedzie\u0107 na pytania i zaproponowa\u0107 najlepsze rozwi\u0105zanie dopasowane do Twojej sytuacji.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_9134dc-60\" data-aos=\"fade-up\" data-aos-delay=\"100\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_117cae-8f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_117cae-8f\">03<\/p>\n\n\n\n<p class=\"kt-adv-heading230_f06595-5e wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_f06595-5e\">KROK<\/p>\n\n\n\n<h3 class=\"kt-adv-heading230_c52e5d-de wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_c52e5d-de\">Przygotowanie dokument\u00f3w<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_69539a-ac wp-block-kadence-advancedheading has-custom-kolor-2-color has-text-color\" data-kb-block=\"kb-adv-heading230_69539a-ac\">Pomagamy w skompletowaniu wszystkich niezb\u0119dnych dokument\u00f3w oraz przygotowujemy wniosek o upad\u0142o\u015b\u0107 konsumenck\u0105 lub inne dzia\u0142ania odd\u0142u\u017ceniowe.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_6a8957-a2\" data-aos=\"fade-up\" data-aos-delay=\"150\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_8a3978-a7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_8a3978-a7\">04<\/p>\n\n\n\n<p class=\"kt-adv-heading230_53e381-01 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_53e381-01\">KROK<\/p>\n\n\n\n<h3 class=\"kt-adv-heading230_0dc1c2-aa wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_0dc1c2-aa\">Proces odd\u0142u\u017cenia<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_45442b-8b wp-block-kadence-advancedheading has-custom-kolor-2-color has-text-color\" data-kb-block=\"kb-adv-heading230_45442b-8b\">W zale\u017cno\u015bci od Twojej sytuacji doprowadzamy do og\u0142oszenia upad\u0142o\u015bci konsumenckiej przez s\u0105d lub wdra\u017camy pozas\u0105dowe \u015brodki poprawy p\u0142ynno\u015bci finansowej \u2013 negocjacje z wierzycielami, restrukturyzacj\u0119 zobowi\u0105za\u0144 lub inne dost\u0119pne rozwi\u0105zania.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_8e086f-34 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle\">\n\n<div class=\"wp-block-kadence-column kadence-column230_f66b1e-bd\" data-aos=\"fade-up\" data-aos-delay=\"50\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"kt-adv-heading230_6fdb0c-9e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_6fdb0c-9e\">Masz zad\u0142u\u017cenie, kt\u00f3rego <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-custom-main-color\">chcesz si\u0119 pozby\u0107<\/mark>?<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_e122cc-9d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_e122cc-9d\">Porozmawiaj z nami i sprawd\u017a, jak mo\u017cemy pom\u00f3c!<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_81da19-42 kb-section-sm-dir-horizontal\" data-aos=\"fade-up\" data-aos-delay=\"50\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns230_e12ae7-e5\"><span class=\"kb-button kt-button button kb-btn230_0d96d3-aa kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-true wp-block-kadence-singlebtn\"><span class=\"kt-btn-inner-text\">Skontaktuj si\u0119 z nami<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><\/span><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_687262-65 alignnone kt-row-has-bg wp-block-kadence-rowlayout\" id=\"uslugi\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-last-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_c854e2-75\"><div class=\"kt-inside-inner-col\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_a2e3a1-6c alignnone kb-v-lg-hidden kb-v-md-hidden wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-equal kt-row-valign-middle\">\n\n<div class=\"wp-block-kadence-column kadence-column230_93ba7e-f5\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-230_cb0f1c-7d\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_ea41a9-ab\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image230_685925-ff size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"72\" height=\"72\" src=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/Icon-Box.png\" alt=\"\" class=\"kb-img wp-image-177\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_c3a31b-d6\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-230_096675-a3\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-kadence-column kadence-column230_fd5517-36 kvs-sm-false\" data-aos=\"fade-up\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image230_8372f3-6c size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"72\" height=\"72\" src=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/Icon-Box.png\" alt=\"\" class=\"kb-img wp-image-177\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<h2 class=\"kt-adv-heading230_8abf91-5c text-size-2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_8abf91-5c\" data-aos=\"fade-up\">Pomagamy <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-custom-main-color\">odzyska\u0107 kontrol\u0119<\/mark> nad Twoimi finansami<\/h2>\n\n\n\n<p class=\"kt-adv-heading230_bda625-70 text-size-3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_bda625-70\" data-aos=\"fade-up\" data-aos-delay=\"50\">Wspieramy osoby zad\u0142u\u017cone w znalezieniu realnych i dopasowanych rozwi\u0105za\u0144, kt\u00f3re pozwalaj\u0105 wyj\u015b\u0107 z trudnej sytuacji. \u0141\u0105czymy wiedz\u0119 prawn\u0105, do\u015bwiadczenie oraz indywidualne podej\u015bcie, aby przeprowadzi\u0107 Ci\u0119 przez proces odd\u0142u\u017cenia w spos\u00f3b jasny i bezpieczny.<\/p>\n\n\n\n<p class=\"kt-adv-heading230_ab61f0-10 text-size-3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_ab61f0-10\" data-aos=\"fade-up\" data-aos-delay=\"50\">W ramach naszej pomocy analizujemy Twoj\u0105 sytuacj\u0119 finansow\u0105 i wskazujemy mo\u017cliwe dzia\u0142ania \u2013 od upad\u0142o\u015bci konsumenckiej po inne formy restrukturyzacji zobowi\u0105za\u0144. Dbamy o to, aby ka\u017cdy etap by\u0142 dla Ciebie zrozumia\u0142y, a decyzje podejmowane \u015bwiadomie.<\/p>\n\n\n\n<p class=\"kt-adv-heading230_8deeeb-20 text-size-3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_8deeeb-20\" data-aos=\"fade-up\" data-aos-delay=\"50\">Stawiamy na przejrzysto\u015b\u0107 i skuteczno\u015b\u0107 \u2013 t\u0142umaczymy procedury prostym j\u0119zykiem, pomagamy w przygotowaniu dokument\u00f3w i reprezentujemy Ci\u0119 w procesie. Dzi\u0119ki temu nie musisz samodzielnie mierzy\u0107 si\u0119 z formalno\u015bciami ani niepewno\u015bci\u0105.<\/p>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_f349fc-ff kvs-sm-false\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_83e653-a4 text-size-3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_83e653-a4\" data-aos=\"fade-up\" data-aos-delay=\"50\">Naszym celem jest nie tylko rozwi\u0105zanie problemu zad\u0142u\u017cenia, ale przede wszystkim umo\u017cliwienie Ci nowego startu i odzyskania spokoju w codziennym \u017cyciu.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_8c0ad5-0b kvs-sm-false\" data-aos=\"fade-up\" data-aos-delay=\"50\"><div class=\"kt-inside-inner-col\"><div class=\"kb-advanced-slider kb-advanced-slider-230_eb4180-2d slider-testimonials-2 wp-block-kadence-slider\"><div class=\"kb-advanced-slider-inner-contain kb-adv-slider-html-version-2\"><div class=\"kb-blocks-advanced-carousel kt-blocks-carousel kt-carousel-container-dotstyle-dark\"><div class=\"kb-blocks-advanced-slider-init kb-slider-loading kb-blocks-slider kt-carousel-arrowstyle-whiteondark kt-carousel-dotstyle-dark kb-slider-size-fixed kb-slider-type-slider kb-slider-ratio-12-5 kb-slider-group-arrow kb-slider-arrow-position-center kb-slider-tab-ratio-inherit kb-slider-mobile-ratio-inherit splide kb-splide  kb-slider-version-3\" aria-label=\"Slider content\" data-slider-center-mode=\"true\" data-slider-type=\"slider\" data-loop-type=\"loop\" data-columns-xxl=\"3\" data-columns-xl=\"3\" data-columns-md=\"3\" data-columns-sm=\"2\" data-columns-xs=\"1\" data-columns-ss=\"1\" data-slider-anim-speed=\"400\" data-slider-scroll=\"1\" data-slider-fade=\"true\" data-slider-arrows=\"true\" data-slider-dots=\"true\" data-slider-hover-pause=\"false\" data-slider-auto=\"false\"  data-dragging=\"true\" data-slider-speed=\"7000\" data-slider-gap=\"30\" data-slider-gap-tablet=\"30\" data-slider-gap-mobile=\"30\" data-slider-gap-unit=\"px\"><div class=\"splide__track\"><ul class=\"splide__list\">\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_40208f-7d\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\">\n<div class=\"wp-block-kadence-column kadence-column230_1e6602-c7 col-height-lap\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_470926-78\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"kt-adv-heading230_adb27f-10 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_adb27f-10\">Upad\u0142o\u015b\u0107 konsumencka<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_6836b2-e8 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_6836b2-e8\">Kompleksowo prowadzimy proces upad\u0142o\u015bci konsumenckiej \u2013 od dok\u0142adnej analizy Twojej sytuacji finansowej, przez przygotowanie kompletnego wniosku, a\u017c po wsparcie na etapie post\u0119powania s\u0105dowego. Wyja\u015bniamy ka\u017cdy krok w prosty i zrozumia\u0142y spos\u00f3b, pomagamy unikn\u0105\u0107 b\u0142\u0119d\u00f3w formalnych i zwi\u0119kszamy szanse na pozytywne rozstrzygni\u0119cie sprawy. Dzi\u0119ki naszemu do\u015bwiadczeniu przechodzisz przez ten proces spokojniej i z wi\u0119ksz\u0105 pewno\u015bci\u0105.<\/p>\n<\/div><\/div>\n<\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_aa8c87-d7\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\">\n<div class=\"wp-block-kadence-column kadence-column230_bc73b6-b6 col-height-lap\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_783e5e-89\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"kt-adv-heading230_7b0429-2d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_7b0429-2d\">Konsolidacja zobowi\u0105za\u0144<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_f8fda6-30 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_f8fda6-30\">Pomagamy uporz\u0105dkowa\u0107 Twoje zobowi\u0105zania poprzez wskazanie mo\u017cliwo\u015bci ich po\u0142\u0105czenia w jedno, bardziej przejrzyste rozwi\u0105zanie. Analizujemy Twoj\u0105 sytuacj\u0119 i doradzamy, jakie dzia\u0142ania mog\u0105 pom\u00f3c w odzyskaniu kontroli nad finansami. Dzi\u0119ki temu zmniejszasz chaos zwi\u0105zany z wieloma ratami i terminami, a Twoje zobowi\u0105zania staj\u0105 si\u0119 bardziej przewidywalne i \u0142atwiejsze do zarz\u0105dzania.<\/p>\n<\/div><\/div>\n<\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_d2c81d-a8\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\">\n<div class=\"wp-block-kadence-column kadence-column230_f27ea0-b3 col-height-lap\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_b8a942-44\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"kt-adv-heading230_f1fef8-83 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_f1fef8-83\">Wstrzymanie egzekucji komorniczej<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_f24703-4b wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_f24703-4b\">Podejmujemy dzia\u0142ania prawne, kt\u00f3re mog\u0105 doprowadzi\u0107 do zatrzymania egzekucji lub ograniczenia jej skutk\u00f3w. Reagujemy szybko, poniewa\u017c wiemy, jak du\u017cy stres i presj\u0119 powoduj\u0105 zaj\u0119cia komornicze. Naszym celem jest stworzenie dla Ciebie przestrzeni do dzia\u0142ania i uporz\u0105dkowania sytuacji finansowej, zanim problem zacznie si\u0119 jeszcze bardziej pog\u0142\u0119bia\u0107.<\/p>\n<\/div><\/div>\n<\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_357efb-50\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\">\n<div class=\"wp-block-kadence-column kadence-column230_2afd50-a7 col-height-lap\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_e9cb3f-9c\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"kt-adv-heading230_7f730c-b9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_7f730c-b9\">Analiza sytuacji i plan odd\u0142u\u017cenia<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_ea18cd-a5 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_ea18cd-a5\">Dokonujemy szczeg\u00f3\u0142owej analizy Twojej sytuacji finansowej, uwzgl\u0119dniaj\u0105c wszystkie zobowi\u0105zania, dochody oraz mo\u017cliwo\u015bci prawne. Na tej podstawie przedstawiamy realne scenariusze wyj\u015bcia z d\u0142ug\u00f3w oraz rekomendujemy najkorzystniejsze rozwi\u0105zanie. Otrzymujesz jasny, uporz\u0105dkowany plan dzia\u0142ania, kt\u00f3ry pozwala odzyska\u0107 kontrol\u0119 i podj\u0105\u0107 \u015bwiadome decyzje dotycz\u0105ce Twojej przysz\u0142o\u015bci finansowej.<\/p>\n<\/div><\/div>\n<\/div><\/div><\/div><\/li>\n\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_ea4cce-5a kvs-lg-false kvs-md-false\" data-aos=\"fade-up\" data-aos-delay=\"50\"><div class=\"kt-inside-inner-col\"><div class=\"kb-advanced-slider kb-advanced-slider-230_e4954c-88 slider-testimonials-2 wp-block-kadence-slider\"><div class=\"kb-advanced-slider-inner-contain kb-adv-slider-html-version-2\"><div class=\"kb-blocks-advanced-carousel kt-blocks-carousel kt-carousel-container-dotstyle-dark\"><div class=\"kb-blocks-advanced-slider-init kb-slider-loading kb-blocks-slider kt-carousel-arrowstyle-none kt-carousel-dotstyle-dark kb-slider-size-fixed kb-slider-type-slider kb-slider-ratio-12-5 kb-slider-group-arrow kb-slider-arrow-position-center kb-slider-tab-ratio-inherit kb-slider-mobile-ratio-inherit splide kb-splide  kb-slider-version-3\" aria-label=\"Slider content\" data-slider-center-mode=\"true\" data-slider-type=\"slider\" data-loop-type=\"loop\" data-columns-xxl=\"3\" data-columns-xl=\"3\" data-columns-md=\"3\" data-columns-sm=\"2\" data-columns-xs=\"1\" data-columns-ss=\"1\" data-slider-anim-speed=\"400\" data-slider-scroll=\"1\" data-slider-fade=\"true\" data-slider-arrows=\"false\" data-slider-dots=\"true\" data-slider-hover-pause=\"false\" data-slider-auto=\"false\"  data-dragging=\"true\" data-slider-speed=\"7000\" data-slider-gap=\"30\" data-slider-gap-tablet=\"30\" data-slider-gap-mobile=\"30\" data-slider-gap-unit=\"px\"><div class=\"splide__track\"><ul class=\"splide__list\">\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_6ca349-91\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\">\n<div class=\"wp-block-kadence-column kadence-column230_1096d2-01 col-height-lap\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_41514b-b8\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"kt-adv-heading230_cf8b15-72 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_cf8b15-72\">Upad\u0142o\u015b\u0107 konsumencka<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_7b8810-5b wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_7b8810-5b\">Kompleksowo prowadzimy proces upad\u0142o\u015bci konsumenckiej \u2013 od dok\u0142adnej analizy Twojej sytuacji finansowej, przez przygotowanie kompletnego wniosku, a\u017c po wsparcie na etapie post\u0119powania s\u0105dowego. Wyja\u015bniamy ka\u017cdy krok w prosty i zrozumia\u0142y spos\u00f3b, pomagamy unikn\u0105\u0107 b\u0142\u0119d\u00f3w formalnych i zwi\u0119kszamy szanse na pozytywne rozstrzygni\u0119cie sprawy. Dzi\u0119ki naszemu do\u015bwiadczeniu przechodzisz przez ten proces spokojniej i z wi\u0119ksz\u0105 pewno\u015bci\u0105.<\/p>\n<\/div><\/div>\n<\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_04fd61-bb\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\">\n<div class=\"wp-block-kadence-column kadence-column230_80852f-9d col-height-lap\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_f0dcb4-e6\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"kt-adv-heading230_a5edbc-c4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_a5edbc-c4\">Konsolidacja zobowi\u0105za\u0144<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_a2bca9-76 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_a2bca9-76\">Pomagamy uporz\u0105dkowa\u0107 Twoje zobowi\u0105zania poprzez wskazanie mo\u017cliwo\u015bci ich po\u0142\u0105czenia w jedno, bardziej przejrzyste rozwi\u0105zanie. Analizujemy Twoj\u0105 sytuacj\u0119 i doradzamy, jakie dzia\u0142ania mog\u0105 pom\u00f3c w odzyskaniu kontroli nad finansami. Dzi\u0119ki temu zmniejszasz chaos zwi\u0105zany z wieloma ratami i terminami, a Twoje zobowi\u0105zania staj\u0105 si\u0119 bardziej przewidywalne i \u0142atwiejsze do zarz\u0105dzania.<\/p>\n<\/div><\/div>\n<\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_c9aefa-4f\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\">\n<div class=\"wp-block-kadence-column kadence-column230_aea6c8-cb col-height-lap\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_03df95-50\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"kt-adv-heading230_07a20c-e6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_07a20c-e6\">Wstrzymanie egzekucji komorniczej<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_99eb61-cb wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_99eb61-cb\">Podejmujemy dzia\u0142ania prawne, kt\u00f3re mog\u0105 doprowadzi\u0107 do zatrzymania egzekucji lub ograniczenia jej skutk\u00f3w. Reagujemy szybko, poniewa\u017c wiemy, jak du\u017cy stres i presj\u0119 powoduj\u0105 zaj\u0119cia komornicze. Naszym celem jest stworzenie dla Ciebie przestrzeni do dzia\u0142ania i uporz\u0105dkowania sytuacji finansowej, zanim problem zacznie si\u0119 jeszcze bardziej pog\u0142\u0119bia\u0107.<\/p>\n<\/div><\/div>\n<\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_5045f3-8b\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\">\n<div class=\"wp-block-kadence-column kadence-column230_2ac232-91 col-height-lap\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_2febd2-1f\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"kt-adv-heading230_6f9abb-3e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_6f9abb-3e\">Analiza sytuacji i plan odd\u0142u\u017cenia<\/h3>\n\n\n\n<p class=\"kt-adv-heading230_9713ea-86 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_9713ea-86\">Dokonujemy szczeg\u00f3\u0142owej analizy Twojej sytuacji finansowej, uwzgl\u0119dniaj\u0105c wszystkie zobowi\u0105zania, dochody oraz mo\u017cliwo\u015bci prawne. Na tej podstawie przedstawiamy realne scenariusze wyj\u015bcia z d\u0142ug\u00f3w oraz rekomendujemy najkorzystniejsze rozwi\u0105zanie. Otrzymujesz jasny, uporz\u0105dkowany plan dzia\u0142ania, kt\u00f3ry pozwala odzyska\u0107 kontrol\u0119 i podj\u0105\u0107 \u015bwiadome decyzje dotycz\u0105ce Twojej przysz\u0142o\u015bci finansowej.<\/p>\n<\/div><\/div>\n<\/div><\/div><\/div><\/li>\n\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_445c8f-b7\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-column kadence-column230_30514d-c8\" data-aos=\"fade-up\" data-aos-duration=\"50\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns230_8021b2-38 bbt-im\"><span class=\"kb-button kt-button button kb-btn230_cd4470-64 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-true pulse-btn wp-block-kadence-singlebtn\"><span class=\"kt-btn-inner-text\">UM\u00d3W SI\u0118 NA BEZP\u0141ATN\u0104 KONSULTACJ\u0118<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_ca88c8-ac alignnone kt-row-has-bg wp-block-kadence-rowlayout\" id=\"opinie\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_3c64b2-81\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-column kadence-column230_fa8858-20 kvs-lg-false kvs-md-false\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_48ef62-c1 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_48ef62-c1\">\u201c<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"kt-adv-heading230_077657-33 text-size-2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_077657-33\" data-aos=\"fade-up\">Kilka s\u0142\u00f3w od <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-custom-main-color\">naszych klient\u00f3w<\/mark><\/h2>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_1479e2-8a kvs-sm-false\" data-aos=\"fade-up\"><div class=\"kt-inside-inner-col\"><div class=\"kb-advanced-slider kb-advanced-slider-230_3eeb12-90 slider-testimonials wp-block-kadence-slider\"><div class=\"kb-advanced-slider-inner-contain kb-adv-slider-html-version-2\"><div class=\"kb-blocks-advanced-carousel kt-blocks-carousel kt-carousel-container-dotstyle-none\"><div class=\"kb-blocks-advanced-slider-init kb-slider-loading kb-blocks-slider kt-carousel-arrowstyle-whiteondark kt-carousel-dotstyle-none kb-slider-size-fixed kb-slider-type-slider kb-slider-ratio-12-5 kb-slider-group-arrow kb-slider-arrow-position-center kb-slider-tab-ratio-inherit kb-slider-mobile-ratio-inherit splide kb-splide  kb-slider-version-3\" aria-label=\"Slider content\" data-slider-center-mode=\"true\" data-slider-type=\"slider\" data-loop-type=\"loop\" data-columns-xxl=\"3\" data-columns-xl=\"3\" data-columns-md=\"3\" data-columns-sm=\"2\" data-columns-xs=\"1\" data-columns-ss=\"1\" data-slider-anim-speed=\"400\" data-slider-scroll=\"1\" data-slider-fade=\"true\" data-slider-arrows=\"true\" data-slider-dots=\"false\" data-slider-hover-pause=\"false\" data-slider-auto=\"false\"  data-dragging=\"true\" data-slider-speed=\"7000\" data-slider-gap=\"30\" data-slider-gap-tablet=\"30\" data-slider-gap-mobile=\"30\" data-slider-gap-unit=\"px\"><div class=\"splide__track\"><ul class=\"splide__list\">\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_08a3d2-0e\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_686676-44 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-center-wide kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_554a1d-84 kvs-sm-false\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_9a79ed-4a wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_9a79ed-4a\">\u201c<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_6137e5-10\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_897ecd-2a wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_897ecd-2a\">Przez lata nie odbiera\u0142em telefon\u00f3w bo wiedzia\u0142em \u017ce to wierzyciele. Komornik zaj\u0105\u0142 mi cz\u0119\u015b\u0107 wyp\u0142aty i my\u015bla\u0142em \u017ce tak ju\u017c zostanie. Znajomy poleci\u0142 mi \u017cebym zadzwoni\u0142, d\u0142ugo si\u0119 waha\u0142em. Ciesz\u0119 si\u0119 \u017ce w ko\u0144cu to zrobi\u0142em.<\/p>\n\n\n\n<div class=\"wp-block-kadence-infobox kt-info-box230_e01862-32\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Marek W.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 67 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_5dc907-69\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_e19c84-9a\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_2fd7e4-47 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-center-wide kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_b1f1fa-c6 kvs-sm-false\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_1dca30-60 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_1dca30-60\">\u201c<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_71298e-84\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_89fb12-6e wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_89fb12-6e\">Wstydzi\u0142am si\u0119 strasznie i d\u0142ugo zwleka\u0142am. Ba\u0142am si\u0119 \u017ce b\u0119d\u0105 mnie ocenia\u0107 albo \u017ce to nic nie da. Okaza\u0142o si\u0119 \u017ce da si\u0119 z tego wyj\u015b\u0107. Gdybym wiedzia\u0142a wcze\u015bniej \u017ce jest takie wyj\u015bcie, nie czeka\u0142abym tyle lat.<\/p>\n\n\n\n<div class=\"wp-block-kadence-infobox kt-info-box230_26cc17-26\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Katarzyna B<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 184 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_b31c33-42\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_771c8f-57\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_a19ee6-51 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-center-wide kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_5f6ea3-1e kvs-sm-false\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_6bf416-d1 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_6bf416-d1\">\u201c<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_7eb067-8a\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_4d289c-dc wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_4d289c-dc\">Chwil\u00f3wka za chwil\u00f3wk\u0105, potem kredyt \u017ceby sp\u0142aci\u0107 chwil\u00f3wki. W pewnym momencie sam nie wiedzia\u0142em ile jestem winien i komu. Trafi\u0142em tutaj troch\u0119 przypadkowo i dobrze \u017ce trafi\u0142em. Proces trwa\u0142 swoje ale w ko\u0144cu mam to za sob\u0105.<\/p>\n\n\n\n<div class=\"wp-block-kadence-infobox kt-info-box230_8ce171-64\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Tomasz R.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 312 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_3c0c35-27\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_d6eb15-fe\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_8b62ff-9d alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-center-wide kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_48acee-da kvs-sm-false\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_8c62f0-49 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_8c62f0-49\">\u201c<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_eb36b6-64\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_d20667-ab wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_d20667-ab\">M\u0105\u017c nie wiedzia\u0142 jak bardzo si\u0119 zad\u0142u\u017cy\u0142am. \u017by\u0142am w ci\u0105g\u0142ym strachu. W ko\u0144cu musia\u0142am komu\u015b o tym powiedzie\u0107 i zacz\u0119\u0142am szuka\u0107 pomocy. Tu przynajmniej nikt mnie nie ocenia\u0142, tylko od razu powiedzieli co mo\u017cna zrobi\u0107.<\/p>\n\n\n\n<div class=\"wp-block-kadence-infobox kt-info-box230_942301-55\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Agnieszka M.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 53 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_9195e2-7a\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_4ec0e1-41\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_1bee9a-5c alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-center-wide kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_5bdd2d-e7 kvs-sm-false\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_deccb7-ab wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_deccb7-ab\">\u201c<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_e127b3-9d\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_e2719c-ff wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_e2719c-ff\">My\u015bla\u0142em \u017ce upad\u0142o\u015b\u0107 to co\u015b dla firm, nie dla zwyk\u0142ego cz\u0142owieka. Nie mia\u0142em poj\u0119cia \u017ce mog\u0119 z tego skorzysta\u0107. Wyt\u0142umaczyli mi wszystko spokojnie, krok po kroku. Polecam \u017ceby chocia\u017c zadzwoni\u0107 i zapyta\u0107.<\/p>\n\n\n\n<div class=\"wp-block-kadence-infobox kt-info-box230_5d11e7-b2\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Piotr K.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 289 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_3bf129-68\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_5601e3-8e\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_7d7975-5e alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-center-wide kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_fe52d4-42 kvs-sm-false\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_8b1528-80 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_8b1528-80\">\u201c<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_db1a59-22\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_4a9744-9d wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_4a9744-9d\">Przez d\u0142ugi nie mog\u0142am normalnie funkcjonowa\u0107. Ci\u0105g\u0142y stres, problemy ze snem, strach przed listonoszem. Nie wiedzia\u0142am \u017ce da si\u0119 to wszystko zamkn\u0105\u0107 i zacz\u0105\u0107 od nowa. Teraz wiem i bardzo \u017ca\u0142uj\u0119 \u017ce tak d\u0142ugo z tym zwleka\u0142am.<\/p>\n\n\n\n<div class=\"wp-block-kadence-infobox kt-info-box230_aa8d9f-bd\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Joanna S.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 78 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_257869-a1\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_1d43f1-36\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_b8305e-92 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-center-wide kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_93c077-23 kvs-sm-false\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_5c14f1-81 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_5c14f1-81\">\u201c<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_329d9a-64\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_409066-28 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_409066-28\">Po upadku firmy zosta\u0142em z ogromnymi d\u0142ugami i nie widzia\u0142em \u017cadnego wyj\u015bcia. Przez dwa lata \u017cy\u0142em z tym sam, ba\u0142em si\u0119 komukolwiek powiedzie\u0107. Kto\u015b mi w ko\u0144cu powiedzia\u0142 \u017cebym poszuka\u0142 pomocy w sprawie upad\u0142o\u015bci konsumenckiej. Nie spodziewa\u0142em si\u0119 \u017ce to w og\u00f3le mo\u017cliwe w mojej sytuacji.<\/p>\n\n\n\n<div class=\"wp-block-kadence-infobox kt-info-box230_6f22d4-44\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Dariusz F.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 334 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_7a870b-47\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_b873e0-15 kvs-lg-false kvs-md-false\"><div class=\"kt-inside-inner-col\"><div class=\"kb-advanced-slider kb-advanced-slider-230_19509d-c2 wp-block-kadence-slider\"><div class=\"kb-advanced-slider-inner-contain kb-adv-slider-html-version-2\"><div class=\"kb-blocks-advanced-carousel kt-blocks-carousel kt-carousel-container-dotstyle-dark\"><div class=\"kb-blocks-advanced-slider-init kb-slider-loading kb-blocks-slider kt-carousel-arrowstyle-none kt-carousel-dotstyle-dark kb-slider-size-fixed kb-slider-type-slider kb-slider-ratio-12-5 kb-slider-group-arrow kb-slider-arrow-position-center kb-slider-tab-ratio-inherit kb-slider-mobile-ratio-inherit splide kb-splide  kb-slider-version-3\" aria-label=\"Slider content\" data-slider-center-mode=\"true\" data-slider-type=\"slider\" data-loop-type=\"loop\" data-columns-xxl=\"3\" data-columns-xl=\"3\" data-columns-md=\"3\" data-columns-sm=\"2\" data-columns-xs=\"1\" data-columns-ss=\"1\" data-slider-anim-speed=\"400\" data-slider-scroll=\"1\" data-slider-fade=\"true\" data-slider-arrows=\"false\" data-slider-dots=\"true\" data-slider-hover-pause=\"false\" data-slider-auto=\"false\"  data-dragging=\"true\" data-slider-speed=\"7000\" data-slider-gap=\"30\" data-slider-gap-tablet=\"30\" data-slider-gap-mobile=\"30\" data-slider-gap-unit=\"px\"><div class=\"splide__track\"><ul class=\"splide__list\">\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_b776d8-3c\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_75be0e-01 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_05dd21-3b\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-infobox kt-info-box230_9a43d1-d8\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Marek W.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 67 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_e496fb-69\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_47ab41-68 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_47ab41-68\">Przez lata nie odbiera\u0142em telefon\u00f3w bo wiedzia\u0142em \u017ce to wierzyciele. Komornik zaj\u0105\u0142 mi cz\u0119\u015b\u0107 wyp\u0142aty i my\u015bla\u0142em \u017ce tak ju\u017c zostanie. Znajomy poleci\u0142 mi \u017cebym zadzwoni\u0142, d\u0142ugo si\u0119 waha\u0142em. Ciesz\u0119 si\u0119 \u017ce w ko\u0144cu to zrobi\u0142em.<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_59125f-15\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_091e96-84 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_4fd6e2-32\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-infobox kt-info-box230_6f0cb4-eb\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Katarzyna B.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 184 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_422fa0-50\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_58d3ac-93 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_58d3ac-93\">Wstydzi\u0142am si\u0119 strasznie i d\u0142ugo zwleka\u0142am. Ba\u0142am si\u0119 \u017ce b\u0119d\u0105 mnie ocenia\u0107 albo \u017ce to nic nie da. Okaza\u0142o si\u0119 \u017ce da si\u0119 z tego wyj\u015b\u0107. Gdybym wiedzia\u0142a wcze\u015bniej \u017ce jest takie wyj\u015bcie, nie czeka\u0142abym tyle lat.<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_a2e799-d5\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_95f25a-b8 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_fd26f0-84\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-infobox kt-info-box230_717f77-a9\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Tomasz R.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 312 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_4a9eab-2e\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_e67881-bd wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_e67881-bd\">Chwil\u00f3wka za chwil\u00f3wk\u0105, potem kredyt \u017ceby sp\u0142aci\u0107 chwil\u00f3wki. W pewnym momencie sam nie wiedzia\u0142em ile jestem winien i komu. Trafi\u0142em tutaj troch\u0119 przypadkowo i dobrze \u017ce trafi\u0142em. Proces trwa\u0142 swoje ale w ko\u0144cu mam to za sob\u0105.<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_ba4503-db\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_fda8c8-a5 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_b336a9-1d\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-infobox kt-info-box230_f6499b-58\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Agnieszka M.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 53 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_2c59f4-db\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_238222-66 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_238222-66\">M\u0105\u017c nie wiedzia\u0142 jak bardzo si\u0119 zad\u0142u\u017cy\u0142am. \u017by\u0142am w ci\u0105g\u0142ym strachu. W ko\u0144cu musia\u0142am komu\u015b o tym powiedzie\u0107 i zacz\u0119\u0142am szuka\u0107 pomocy. Tu przynajmniej nikt mnie nie ocenia\u0142, tylko od razu powiedzieli co mo\u017cna zrobi\u0107.<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n\n\n<li class=\"wp-block-kadence-slide kb-advanced-slide-item kb-slide-230_7e5c68-2d\"><div class=\"kb-advanced-slide\"><div class=\"kb-advanced-slide-inner-wrap\"><div class=\"kb-advanced-slide-inner\"><div class=\"kb-row-layout-wrap kb-row-layout-id230_5acf01-31 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_ff051c-ae\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-infobox kt-info-box230_75f0b4-53\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\"><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Piotr K.<\/h3><p class=\"kt-blocks-info-box-text\">Zad\u0142u\u017cenie na kwot\u0119 289 000 pln<\/p><\/div><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_1d82c3-52\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_377265-10 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_377265-10\">My\u015bla\u0142em \u017ce upad\u0142o\u015b\u0107 to co\u015b dla firm, nie dla zwyk\u0142ego cz\u0142owieka. Nie mia\u0142em poj\u0119cia \u017ce mog\u0119 z tego skorzysta\u0107. Wyt\u0142umaczyli mi wszystko spokojnie, krok po kroku. Polecam \u017ceby chocia\u017c zadzwoni\u0107 i zapyta\u0107.<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/li>\n\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-kadence-column kadence-column230_7b75bd-64\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-column kadence-column230_09b95f-17 kvs-sm-false\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"kt-adv-heading230_6a396e-0f text-size-2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_6a396e-0f\" data-aos=\"fade-up\">Poznaj nas<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-custom-main-color\"> lepiej!<\/mark><\/h2>\n<\/div><\/div>\n\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_c08717-02 alignnone kt-row-has-bg wp-block-kadence-rowlayout\" id=\"o-nas\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle\">\n\n<div class=\"wp-block-kadence-column kadence-column230_8b1e2c-6f\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"kt-adv-heading230_9d1dd3-ec text-size-2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_9d1dd3-ec\" data-aos=\"fade-up\" data-aos-delay=\"50\">Poznaj CJ Legal!<\/h2>\n\n\n\n<p class=\"kt-adv-heading230_aa2404-57 text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_aa2404-57\" data-aos=\"fade-up\" data-aos-delay=\"50\">D\u0142ugi nie musz\u0105 by\u0107 wyrokiem. Je\u015bli zmagasz si\u0119 z egzekucj\u0105 komornicz\u0105, presj\u0105 wierzycieli lub poczuciem, \u017ce nie ma wyj\u015bcia \u2013 jest rozwi\u0105zanie. Upad\u0142o\u015b\u0107 konsumencka to skuteczny i legalny spos\u00f3b na odd\u0142u\u017cenie, kt\u00f3ry daje Ci szans\u0119 na nowy start.<\/p>\n\n\n\n<h2 class=\"kt-adv-heading230_dcdd3b-09 text-size-2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_dcdd3b-09\" data-aos=\"fade-up\" data-aos-delay=\"150\">Nie musisz przechodzi\u0107 przez to sam.<\/h2>\n\n\n\n<p class=\"kt-adv-heading230_ee4111-3d text-size-3 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_ee4111-3d\" data-aos=\"fade-up\" data-aos-delay=\"150\"><strong>W CJ Legal przeprowadzamy Ci\u0119 przez ca\u0142y proces<\/strong>&nbsp;\u2013 od analizy Twojej sytuacji finansowej, przez przygotowanie dokumentacji, a\u017c po og\u0142oszenie upad\u0142o\u015bci przez s\u0105d. Zajmujemy si\u0119 wszystkim kompleksowo i profesjonalnie, \u017ceby\u015b Ty m\u00f3g\u0142 skupi\u0107 si\u0119 na tym, co wa\u017cne.<\/p>\n\n\n\n<p class=\"kt-adv-heading230_57418d-97 text-size-3 wp-block-kadence-advancedheading has-custom-body-color has-text-color\" data-kb-block=\"kb-adv-heading230_57418d-97\" data-aos=\"fade-up\" data-aos-delay=\"150\">Nie czekaj, a\u017c sytuacja si\u0119 pogorszy. Sprawd\u017a, czy upad\u0142o\u015b\u0107 konsumencka jest dla Ciebie \u2013 bezp\u0142atna wst\u0119pna ocena ju\u017c na pierwszym spotkaniu.<\/p>\n\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_e4d5ae-25 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_a41d15-7e\" data-aos=\"fade-up\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-countup kb-count-up-230_b203ac-3e kb-count-up\" data-start=\"0\" data-end=\"100\" data-prefix=\"\" data-suffix=\"+\" data-duration=\"2.5\" data-separator=\"\"><div class=\"kb-count-up-process kb-count-up-number\"><\/div><div class=\"kb-count-up-title\">Z\u0142o\u017conych wniosk\u00f3w<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_a8a98f-08\" data-aos=\"fade-up\" data-aos-delay=\"50\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-countup kb-count-up-230_0da62f-e3 kb-count-up\" data-start=\"0\" data-end=\"90\" data-prefix=\"\" data-suffix=\"+\" data-duration=\"2.5\" data-separator=\"\"><div class=\"kb-count-up-process kb-count-up-number\"><\/div><div class=\"kb-count-up-title\">Og\u0142oszonych upad\u0142o\u015bci<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_e23aa0-e8\" data-aos=\"fade-up\" data-aos-delay=\"100\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-countup kb-count-up-230_cf7e88-0c kb-count-up\" data-start=\"0\" data-end=\"95\" data-prefix=\"\" data-suffix=\"%\" data-duration=\"2.5\" data-separator=\"\"><div class=\"kb-count-up-process kb-count-up-number\"><\/div><div class=\"kb-count-up-title\">Skuteczno\u015bci<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_8381af-1b\" data-aos=\"fade-up\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_7f9c6d-7e alignnone kt-row-has-bg wp-block-kadence-rowlayout\" id=\"faq\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n\n<div class=\"wp-block-kadence-column kadence-column230_22e44b-db\" data-aos=\"fade-up\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"kt-adv-heading230_84a7be-a9 text-size-2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_84a7be-a9\">Cz\u0119sto <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-custom-main-color\">pojawiaj\u0105ce<\/mark> si\u0119 pytania<\/h2>\n\n\n\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id230_f12982-3b kt-accordion-has-9-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"none\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-9 kt-pane230_60f7ba-61\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Czy CJ Legal reprezentuje mnie w s\u0105dzie?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"kt-adv-heading230_39f8d1-3e text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_39f8d1-3e\">Op\u0142ata s\u0105dowa od wniosku wynosi 30 z\u0142. Nale\u017cy r\u00f3wnie\u017c uwzgl\u0119dni\u0107 wynagrodzenie syndyka, kt\u00f3re pokrywane jest z maj\u0105tku d\u0142u\u017cnika lub \u2014 gdy maj\u0105tek jest niewystarczaj\u0105cy \u2014 zaliczkowo przez Skarb Pa\u0144stwa. Do tego dochodzi koszt profesjonalnego przygotowania wniosku, kt\u00f3ry znacz\u0105co zwi\u0119ksza szanse na jego skuteczne rozpatrzenie przez s\u0105d. Dok\u0142adny zakres i koszt naszej obs\u0142ugi omawiamy indywidualnie podczas bezp\u0142atnej konsultacji wst\u0119pnej.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane230_14db5d-f8\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Czym jest upad\u0142o\u015b\u0107 konsumencka?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"kt-adv-heading230_ff8291-c9 text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_ff8291-c9\">Upad\u0142o\u015b\u0107 konsumencka to post\u0119powanie s\u0105dowe przeznaczone dla os\u00f3b fizycznych nieprowadz\u0105cych dzia\u0142alno\u015bci gospodarczej, kt\u00f3re nie s\u0105 w stanie sp\u0142aci\u0107 swoich d\u0142ug\u00f3w. Jej g\u0142\u00f3wnym celem jest ca\u0142kowite odd\u0142u\u017cenie \u2014 umorzenie zobowi\u0105za\u0144, kt\u00f3rych d\u0142u\u017cnik nie jest w stanie uregulowa\u0107, przy jednoczesnym cz\u0119\u015bciowym zaspokojeniu wierzycieli. Jest to legalna i coraz szerzej stosowana droga do wyj\u015bcia z spirali zad\u0142u\u017cenia i odzyskania stabilno\u015bci finansowej.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane230_54526d-ec\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Kto mo\u017ce og\u0142osi\u0107 upad\u0142o\u015b\u0107 konsumenck\u0105?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"kt-adv-heading230_509d3b-ff text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_509d3b-ff\">Z upad\u0142o\u015bci konsumenckiej mo\u017ce skorzysta\u0107 ka\u017cda osoba fizyczna nieprowadz\u0105ca dzia\u0142alno\u015bci gospodarczej, kt\u00f3ra jest niewyp\u0142acalna \u2014 tzn. utraci\u0142a zdolno\u015b\u0107 do regulowania swoich wymagalnych zobowi\u0105za\u0144. Dotyczy to os\u00f3b zad\u0142u\u017conych z tytu\u0142u kredyt\u00f3w, po\u017cyczek, kart kredytowych, zaleg\u0142o\u015bci czynszowych czy zobowi\u0105za\u0144 wobec ZUS lub urz\u0119du skarbowego. By\u0142y przedsi\u0119biorca mo\u017ce z\u0142o\u017cy\u0107 wniosek po formalnej likwidacji dzia\u0142alno\u015bci.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane230_50cbc3-ed\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Jakie d\u0142ugi mo\u017cna umorzy\u0107 w upad\u0142o\u015bci konsumenckiej?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"kt-adv-heading230_7b352a-4f text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_7b352a-4f\">W ramach upad\u0142o\u015bci konsumenckiej mo\u017cna umorzy\u0107 wi\u0119kszo\u015b\u0107 zobowi\u0105za\u0144 pieni\u0119\u017cnych \u2014 kredyty bankowe, po\u017cyczki pozabankowe, d\u0142ugi z kart kredytowych, zaleg\u0142o\u015bci czynszowe oraz zobowi\u0105zania wobec ZUS i urz\u0119du skarbowego. Nie podlegaj\u0105 umorzeniu alimenty, odszkodowania za szkody na osobie, grzywny i kary s\u0105dowe oraz d\u0142ugi wynikaj\u0105ce z celowego dzia\u0142ania na szkod\u0119 wierzyciela.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane230_b18c41-f8\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Jak przebiega procedura og\u0142oszenia upad\u0142o\u015bci konsumenckiej?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"kt-adv-heading230_371dbb-8e text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_371dbb-8e\">Post\u0119powanie sk\u0142ada si\u0119 z kilku etap\u00f3w. Pierwszym krokiem jest z\u0142o\u017cenie wniosku do s\u0105du rejonowego w\u0142a\u015bciwego dla miejsca zamieszkania d\u0142u\u017cnika za po\u015brednictwem systemu Krajowego Rejestru Zad\u0142u\u017conych (KRZ). Nast\u0119pnie s\u0105d wydaje postanowienie o og\u0142oszeniu upad\u0142o\u015bci, po czym syndyk przejmuje i likwiduje maj\u0105tek d\u0142u\u017cnika, przeznaczaj\u0105c uzyskane \u015brodki na sp\u0142at\u0119 wierzycieli. Po zako\u0144czeniu likwidacji maj\u0105tku s\u0105d ustala plan sp\u0142aty, kt\u00f3ry d\u0142u\u017cnik realizuje przez okre\u015blony czas. Po jego wykonaniu s\u0105d umarza pozosta\u0142e zobowi\u0105zania.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane230_81d0e7-c8\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Ile trwa post\u0119powanie upad\u0142o\u015bciowe?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"kt-adv-heading230_636811-06 text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_636811-06\">Czas trwania post\u0119powania zale\u017cy od z\u0142o\u017cono\u015bci sprawy i obci\u0105\u017cenia konkretnego s\u0105du. Samo og\u0142oszenie upad\u0142o\u015bci nast\u0119puje zazwyczaj w ci\u0105gu 2\u20136 miesi\u0119cy od z\u0142o\u017cenia wniosku. Plan sp\u0142aty trwa standardowo do 36 miesi\u0119cy, a w przypadku stwierdzenia ra\u017c\u0105cego niedbalstwa d\u0142u\u017cnika \u2014 do 84 miesi\u0119cy. Ca\u0142e post\u0119powanie, od z\u0142o\u017cenia wniosku do prawomocnego umorzenia d\u0142ug\u00f3w, trwa zwykle od 3 do 5 lat.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane230_f658e3-ea\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Co dzieje si\u0119 z moim maj\u0105tkiem po og\u0142oszeniu upad\u0142o\u015bci?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"kt-adv-heading230_6925ed-2a text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_6925ed-2a\">Z chwil\u0105 og\u0142oszenia upad\u0142o\u015bci ca\u0142y maj\u0105tek d\u0142u\u017cnika wchodzi w sk\u0142ad masy upad\u0142o\u015bciowej i przechodzi pod zarz\u0105d syndyka. Syndyk dokonuje jego spisu, wyceny i sprzeda\u017cy, a uzyskane \u015brodki przeznacza na zaspokojenie wierzycieli. Cz\u0119\u015b\u0107 sk\u0142adnik\u00f3w maj\u0105tku jest jednak wy\u0142\u0105czona z masy upad\u0142o\u015bciowej z mocy prawa \u2014 nale\u017c\u0105 do nich przedmioty codziennego u\u017cytku, niezb\u0119dne narz\u0119dzia pracy oraz cz\u0119\u015b\u0107 wynagrodzenia odpowiadaj\u0105ca minimalnemu wynagrodzeniu za prac\u0119.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-7 kt-pane230_40ef51-9a\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Jak upad\u0142o\u015b\u0107 konsumencka wp\u0142ywa na zdolno\u015b\u0107 kredytow\u0105?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"kt-adv-heading230_872a23-0e text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_872a23-0e\">Og\u0142oszenie upad\u0142o\u015bci konsumenckiej jest wpisywane do Krajowego Rejestru Zad\u0142u\u017conych oraz do BIK i BIG, co przez wiele lat negatywnie wp\u0142ywa na zdolno\u015b\u0107 kredytow\u0105. W praktyce oznacza to utrudnienia przy ubieganiu si\u0119 o kredyt, po\u017cyczk\u0119 czy wynajem mieszkania. Jest to jednak nieunikniony koszt ca\u0142kowitego wyj\u015bcia z zad\u0142u\u017cenia. Dla wi\u0119kszo\u015bci naszych klient\u00f3w mo\u017cliwo\u015b\u0107 nowego startu finansowego zdecydowanie przewa\u017ca nad tymi niedogodno\u015bciami.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane230_7fa6dc-dc\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Ile kosztuje og\u0142oszenie upad\u0142o\u015bci konsumenckiej?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"kt-adv-heading230_afcaf0-b6 text-size-3 wp-block-kadence-advancedheading has-custom-dark-color has-text-color\" data-kb-block=\"kb-adv-heading230_afcaf0-b6\">W ramach standardowej obs\u0142ugi CJ Legal kompleksowo przygotowuje i pomaga w z\u0142o\u017ceniu wniosku o og\u0142oszenie upad\u0142o\u015bci konsumenckiej \u2014 analizujemy Twoj\u0105 sytuacj\u0119 finansow\u0105, kompletujemy dokumentacj\u0119, sporz\u0105dzamy wniosek i przeprowadzamy Ci\u0119 przez ca\u0142y proces jego z\u0142o\u017cenia za po\u015brednictwem systemu KRZ. Bezpo\u015brednia reprezentacja przed s\u0105dem w roli pe\u0142nomocnika procesowego nie jest elementem naszej standardowej us\u0142ugi. Je\u015bli jednak zale\u017cy Ci na pe\u0142nym zast\u0119pstwie procesowym przez adwokata lub radc\u0119 prawnego, jak najbardziej istnieje taka mo\u017cliwo\u015b\u0107 \u2014 wsp\u00f3\u0142pracujemy z zaufan\u0105 kancelari\u0105 partnersk\u0105. Jest to odr\u0119bna us\u0142uga obj\u0119ta dodatkowym wynagrodzeniem, kt\u00f3rej szczeg\u00f3\u0142y om\u00f3wimy na etapie konsultacji.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<div class=\"kb-row-layout-wrap kb-row-layout-id230_dee6b5-67 alignnone kt-row-has-bg wp-block-kadence-rowlayout\" id=\"kontakt\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full\">\n\n<div class=\"wp-block-kadence-column kadence-column230_215e98-4e\" data-aos=\"fade\" data-aos-duration=\"600\" data-aos-delay=\"200\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-column kadence-column230_b4aebc-ef\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-kadence-image kb-image230_132f80-d9 size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"336\" height=\"128\" src=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/Projekt-bez-nazwy.png\" alt=\"\" class=\"kb-img wp-image-405\" srcset=\"https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/Projekt-bez-nazwy.png 336w, https:\/\/cjlp.newdun-projekty.pl\/wp-content\/uploads\/2026\/04\/Projekt-bez-nazwy-300x114.png 300w\" sizes=\"auto, (max-width: 336px) 100vw, 336px\" \/><\/figure>\n\n\n\n<p class=\"kt-adv-heading230_21d6d9-d7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_21d6d9-d7\">Jeste\u015bmy do&nbsp;Twojej dyspozycji. Nasi doradcy s\u0105 dost\u0119pni pod telefonem i&nbsp;mailem. Mo\u017cesz te\u017c skontaktowa\u0107 si\u0119 z&nbsp;nami poprzez formularz.\u2028<\/p>\n\n\n\n<p class=\"kt-adv-heading230_841257-d1 wp-block-kadence-advancedheading hls-none\" data-kb-block=\"kb-adv-heading230_841257-d1\"><a href=\"mailto:kancelaria@cjlegal.pl\">kancelaria@cjlegal.pl<\/a><br><a href=\"tel:576 558 072\">+48 576 558 072<\/a><\/p>\n\n\n<div class=\"kb-google-maps-container kb-google-maps-container230_8195b9-ba wp-block-kadence-googlemaps\" data-mapid=\"230_8195b9ba\"><iframe width=\"100%\" height=\"100%\"\n\t\t\t\t\t\t\tstyle=\"border:0\" loading=\"lazy\"\n\t\t\t\t\t\t\tsrc=\"https:\/\/www.google.com\/maps\/embed\/v1\/place?key=AIzaSyBAM2o7PiQqwk15LC1XRH2e_KJ-jUa7KYk&#038;zoom=12&#038;maptype=roadmap&#038;q=UL.+OBORNICKA+330%2C+60-689+POZNA%C5%83\"\n\t\t\t\t\t\t\ttitle=\"Google map of UL. OBORNICKA 330, 60-689 POZNA\u0143\"><\/iframe><\/div><script>function kb_google_map230_8195b9ba() { let center = { lat: 37.8201, lng: -122.4781}; let map = new google.maps.Map(document.getElementById(\"kb-google-map230_8195b9ba\"), {\n\t\t\t\t\t    zoom: 12,\n\t\t\t\t\t    center: center,});let marker = new google.maps.Marker({   position: { lat: 37.8201, lng: -122.4781},    map: map,  });}<\/script>\n\n\n<p class=\"kt-adv-heading230_82f543-67 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_82f543-67\">UL. OBORNICKA 330, 60-689 POZNA\u0143<\/p>\n\n\n\n<p class=\"kt-adv-heading230_223405-a0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_223405-a0\">CJ LEGAL PROSTA SP\u00d3\u0141KA AKCYJNA<br>NIP: 9721373486<br>KRS: 0001211741<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_ddb828-6a\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_6b635e-59 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_6b635e-59\">All rights reserved CJ Legal 2026<\/p>\n\n\n\n<p class=\"kt-adv-heading230_c4ff02-ea wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_c4ff02-ea\">Polityka prywatno\u015bci<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_f65df8-f5\" data-aos=\"fade-up\" data-aos-delay=\"50\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-column kadence-column230_8fb3e5-da\"><div class=\"kt-inside-inner-col\">\n<p class=\"kt-adv-heading230_f1417a-d6 wp-block-kadence-advancedheading has-custom-main-color has-text-color\" data-kb-block=\"kb-adv-heading230_f1417a-d6\">KONTAKT<\/p>\n\n\n\n<h2 class=\"kt-adv-heading230_2f4ac7-36 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading230_2f4ac7-36\">Skontaktuj si\u0119 z nami i sprawd\u017a, jak mo\u017cemy Ci pom\u00f3c<\/h2>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-column kadence-column230_e11a6b-60 kontakt-form\"><div class=\"kt-inside-inner-col\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-310 forminator-design--default  forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-310\" data-uid=\"6a1bfc788fb77\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-310\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-310 forminator-design--default  forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"310\"\n\t\t\t\t data-color-option=\"theme\" data-design=\"default\" data-grid=\"open\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"6a1bfc788fb77\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"email-1\" class=\"forminator-field-email forminator-col forminator-col-6 \"><div class=\"forminator-field\"><input type=\"email\" name=\"email-1\" value=\"\" placeholder=\"Adres email\" id=\"forminator-field-email-1_6a1bfc788fb77\" class=\"forminator-input forminator-email--field\" data-required=\"true\" aria-required=\"true\" autocomplete=\"email\" \/><\/div><\/div><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-6 \"><div class=\"forminator-field\"><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"Telefon kontaktowy\" id=\"forminator-field-phone-1_6a1bfc788fb77\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"textarea-1\" class=\"forminator-field-textarea forminator-col forminator-col-12 \"><div class=\"forminator-field\"><textarea name=\"textarea-1\" placeholder=\"Wiadomo\u015b\u0107\" id=\"forminator-field-textarea-1_6a1bfc788fb77\" class=\"forminator-textarea\" rows=\"6\" style=\"min-height:140px;\" ><\/textarea><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"consent-1\" class=\"forminator-field-consent forminator-col forminator-col-12 \"><div class=\"forminator-field\"><div class=\"forminator-checkbox__wrapper\"><label id=\"forminator-field-consent-1_6a1bfc788fb77__label\" class=\"forminator-checkbox forminator-consent\"><input type=\"checkbox\" name=\"consent-1\" id=\"forminator-field-consent-1_6a1bfc788fb77\" value=\"checked\" aria-labelledby=\"forminator-field-consent-1_6a1bfc788fb77-label\" aria-describedby=\"forminator-field-consent-1_6a1bfc788fb77__description\" data-required=\"true\" aria-required=\"true\" \/><span class=\"forminator-checkbox-box\" aria-hidden=\"true\"><\/span><\/label><div id=\"forminator-field-consent-1_6a1bfc788fb77__description\" class=\"forminator-checkbox__label forminator-consent__label\"><p>Wyra\u017cam zgod\u0119 na przetwarzanie moich danych osobwych zgodnie z polityk\u0105 prywatno\u015bci.<\/p><\/div><\/div><\/div><\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\">Wy\u015blij wiadomo\u015b\u0107<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"3a0faf7429\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F230\" \/><input type=\"hidden\" name=\"form_id\" value=\"310\"><input type=\"hidden\" name=\"page_id\" value=\"230\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/cjlp.newdun-projekty.pl\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><\/form>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Pozb\u0105d\u017a si\u0119 zad\u0142u\u017cenia i zacznij od nowa z profesjonalnym wsparciem. Pomagamy wyj\u015b\u0107 z zad\u0142u\u017cenia i odzyska\u0107 spok\u00f3j. Skutecznie, dyskretnie i bez zb\u0119dnych formalno\u015bci. Wspieramy w upad\u0142o\u015bci konsumenckiej oraz odd\u0142u\u017caniu, niezale\u017cnie od Twojej sytuacji. Mamy do\u015bwiadczenie, by dzia\u0142a\u0107 szybko i skutecznie. Wype\u0142nij formularz i sprawd\u017a swoj\u0105 sytuacj\u0119, a my skontaktujemy si\u0119 z Tob\u0105 i poka\u017cemy mo\u017cliwe [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","footnotes":""},"class_list":["post-230","page","type-page","status-publish","hentry"],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"admin-2Cb9w5sr","author_link":"https:\/\/cjlp.newdun-projekty.pl\/?author=1"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/cjlp.newdun-projekty.pl\/index.php?rest_route=\/wp\/v2\/pages\/230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cjlp.newdun-projekty.pl\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cjlp.newdun-projekty.pl\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cjlp.newdun-projekty.pl\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cjlp.newdun-projekty.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=230"}],"version-history":[{"count":164,"href":"https:\/\/cjlp.newdun-projekty.pl\/index.php?rest_route=\/wp\/v2\/pages\/230\/revisions"}],"predecessor-version":[{"id":465,"href":"https:\/\/cjlp.newdun-projekty.pl\/index.php?rest_route=\/wp\/v2\/pages\/230\/revisions\/465"}],"wp:attachment":[{"href":"https:\/\/cjlp.newdun-projekty.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}